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Any credit cards safe to buy gift cards for self usage, not MS?

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One of the things I learned on this site that surprised me a little is how purchasing gift cards is considered cash equivalents and is frowned upon.

I often buy gift cards from discounted sites to use them myself or to give them to people as, you know, gifts (shocking, isn’t it! ;)). All are closed loop cards, Amazon, home improvement stores, restaurants, cruise lines, etc. Never any Visa, Master, Amex cards, never sell to make profits. Always use credit cards for those purchases, never an issue.

Have I already been flagged without me knowing?

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